tag:searchlightcrusade.net,2024:/mt//feed/Current loans 2024-05-20T13:42:42Z Movable Type 4.21-en 186 1 186 tag:www.danmelson.com,2009://4.4850 2009-09-18T20:30:00Z 2009-09-18T20:25:11Z Dan Melson http://www.searchlightcrusade.net/ The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point... tag:www.danmelson.com,2009://4.4838 2009-09-01T17:00:00Z 2009-09-01T16:56:34Z Dan Melson http://www.searchlightcrusade.net/ The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! The lenders and investors seem to be sending a strong signal that they expect rates to rise.... tag:www.danmelson.com,2009://4.4828 2009-08-14T16:15:00Z 2009-08-14T16:03:22Z Dan Melson http://www.searchlightcrusade.net/ The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point... tag:www.danmelson.com,2009://4.4804 2009-07-18T00:46:43Z 2009-07-18T00:50:14Z Dan Melson http://www.searchlightcrusade.net/ This is the new list of HOMESTEPS properties from Freddie Mac for the areas I specialize in. These properties qualify for special financing. I can get the list for other areas. I also have a list of upcoming HOMESTEPS... tag:www.danmelson.com,2009://4.4801 2009-07-14T16:45:00Z 2009-07-14T16:43:00Z Dan Melson http://www.searchlightcrusade.net/ The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point... tag:www.danmelson.com,2009://4.4792 2009-07-07T18:15:00Z 2009-07-07T18:05:04Z Dan Melson http://www.searchlightcrusade.net/ I almost Forgot to mention that Fannie Mae and Freddie Mac have been pleased with the success of their 105% refinance program. It's keeping them from losing money, and converting adjustable loans into fixed rate loans so the consumers can... tag:www.danmelson.com,2009://4.4731 2009-06-14T17:00:00Z 2009-06-14T17:08:39Z Dan Melson http://www.searchlightcrusade.net/ Newly Written Articles Segmented Real Estate Markets And Taking Advantage of Them The current response to certain kinds of property is very different from that to other types. This discusses how to take advantage of it. The Sperm Donor... tag:www.danmelson.com,2009://4.4749 2009-06-10T18:30:00Z 2009-06-10T18:27:36Z Dan Melson http://www.searchlightcrusade.net/ The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! I am sorry to have to report that we've had a spike in rates available and costs... tag:www.danmelson.com,2009://4.4710 2009-05-24T19:00:00Z 2009-05-24T19:25:31Z Dan Melson http://www.searchlightcrusade.net/ I've been letting this slide for several weeks due to one thing or another, during which time I've done a few important new articles and republished quite a few important older ones. Therefore, I'm going to limit the review... tag:www.danmelson.com,2009://4.4666 2009-04-21T14:00:00Z 2009-04-21T13:48:08Z Dan Melson http://www.searchlightcrusade.net/ We were ready for a strong turn in the market, but the strength of what we've gotten in the last six weeks is amazing. It has been, if anything, worse that a few years ago. What caused it? People... tag:www.danmelson.com,2009://4.4591 2009-03-03T15:00:00Z 2009-03-03T14:37:29Z Dan Melson http://www.searchlightcrusade.net/ Reminds me of this gold rush movie (one that I recommend watching if you have a chance) Okay, it's not quite like that, but correctly priced properties are flying into "Pending". It has to do with supply and demand. At... tag:www.danmelson.com,2009://4.4514 2009-02-08T20:00:00Z 2009-02-08T20:14:39Z Dan Melson http://www.searchlightcrusade.net/ Newly Written Articles Be Careful Moving Your Down Payment Money talks about problems that can be generated when you don't have an adequate paper trail. Jumbo Loans and The Current Market (January 2009) talks about why lenders want people... tag:www.danmelson.com,2009://4.4521 2009-01-28T15:10:00Z 2009-01-28T15:04:46Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Jumbo Loans and The Current Market (January 2009). There is always a tradeoff between rate and cost on mortgage loans, but lenders vary exactly what that tradeoff is in order to suit their... tag:www.danmelson.com,2008://4.4376 2008-10-23T14:00:00Z 2008-10-23T13:44:14Z Dan Melson http://www.searchlightcrusade.net/ Having had two separate very qualified buyers ask me if they could get a loan in the last two days was kind of an eye opener to all of the hype out there about how difficult it is to... tag:www.danmelson.com,2008://4.4239 2008-08-26T14:00:00Z 2008-08-26T13:45:51Z Dan Melson http://www.searchlightcrusade.net/ Today's new consumer article is What If You Cannot Refinance Later?, which addresses a very real concern that there are many reasons why people may not be able to refinance their property at a later date, so even though the... tag:www.danmelson.com,2008://4.4199 2008-08-04T14:00:00Z 2008-08-04T14:01:34Z Dan Melson http://www.searchlightcrusade.net/ Let's do a thought experiment. Any market in any commodity has two components: The demand, or willingness and ability to pay for that good, and the supply of that good. Let's consider the demand half of that first. Specifically, ability... tag:www.danmelson.com,2008://4.4156 2008-07-16T14:00:00Z 2008-07-16T13:57:59Z Dan Melson http://www.searchlightcrusade.net/ Today's is only an update of a previously written article - but it's an update of one of the most important articles I've ever done, The High Cost of Waiting To Buy A Home. This article looks strictly at... tag:www.danmelson.com,2008://4.4139 2008-07-07T14:00:00Z 2008-07-07T21:52:16Z Dan Melson http://www.searchlightcrusade.net/ Effective today, I'm going to start doing things a little different. I'm going to keep publishing the general consumer articles - but over at Searchlight Crusade, and I'll link to them from here. The articles here will continue - but... tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3235 2008-07-02T14:00:00Z 2008-07-02T13:56:14Z Dan Melson http://www.searchlightcrusade.net/ Hello Mr. Melson, Let me start off by saying that I am a big fan of your "Searchlight Crusade" website. I happened upon it a while back after I had already purchased my house. I've found a lot of... tag:www.danmelson.com,2008://4.4126 2008-06-24T14:00:00Z 2008-06-25T13:52:56Z Dan Melson http://www.searchlightcrusade.net/ About a month ago, I wrote Top Ten Reasons Your Home Isn't Selling. It was well received so I thought I'd take it from the buyer's perspective. Once again, I'll try to inject as much humor as I can....